12 Tips to Avoid Festive Season Scams

To have fun without regrets later, here are tips that will protect you from scams.

1. Verify a website before using it to purchase and sell items. Web addresses should begin with https:// and include a locked padlock icon.

2. Be wary of online transactions that use payment methods such as wire transfers, virtual currency, gift cards, or cash.

3. Pay for items using a credit card dedicated to online purchases and check statements.

4. Verify the legitimacy of all parties involved by looking at consumer reviews, and emails.

5. Make sure anti-virus/malware software is up-to-date and block pop-up windows.

6. Secure credit card accounts with strong passwords.

7. Avoid filling out forms contained in email messages that ask for your personal information.

8. Only open attachments from known senders.

9. Be cautious of exaggerated claims of possible earnings or profits.

10. Beware when money is required upfront for products or employment.

11. Be cautious when dealing with individuals outside the country.

12. If you believe you are a victim of a scam, report it to your financial institution or police.